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Sometimes people need quick cash for unexpected emergencies. Payday loans and title loans are both used fairly commonly. Multiple states have recently placed restrictions on payday loans, which has caused more Americans to turn to title loans. Here’s what you need to know about the differences between title loans and payday loans, brought to you …

To obtain a title loan, a borrower gives the lender his or her car title as collateral. These loans are similar to payday loans, with high interest and short payback periods (usually a month). When they’re thinking of working with title loan companies such as TitleMax, San Diego residents should be aware that if they …